Tilted Cat Head
Administrator
Location: Manhattan, NY
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Quote:
Originally Posted by blktour
So what you're saying is if Geico doesnt charge any cancellation fees then go back to USAA, and then if i am going from $204 to $139, i should pay the $204 x6 to USAA to cover me?
that sounds like a good idea.
any other advice before I do the "leap" again?
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I believe host is suggesting that YOU save the difference in a bank account, coffee can, or mattress whichever you feel most comfortable with.
If you take the $65 and save it, after 1 year you should have $780, after 2 ears $1596, etc. If you have to make another claim in 3 years, you are better off paying it with those funds.
As far as impact to your credit, if you are buying a house in the near future, it may make a difference since it will immediately impact your FICO in some fashion.
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