FYI, for you ladies, there are over the counter DAILY lube products. It helps keep everything healthy down there if you happen to be lacking in lubrication on a regular basis.
Personally I've seen that BC makes a big difference in my normal lubrication. Without BC I have no issues but on BC I almost always need additional lube. Also I've noticed that if I'm not drinking enough water I will be drier down there.
As for who handles the lubrication, neither of us worries about making sure we have enough foreplay to make sure I'm wet (since it doesn't always happen). We just have as much foreplay as we both want and if things aren't wet, spit works ok. For longer sessions, whoever can reach the lube the fastest is the one who does the lubing up. Not much THOUGHT goes into the lubing up since the brain cells have migrated south by then.
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"Always learn the rules so that you can break them properly." Dalai Lama
My Karma just ran over your Dogma.