Quote:
Originally Posted by The_Jazz
Cyn - part of the reason they look at credit (and only a part, mind you) is that poor credit can be an indicator for insurance fraud. That's not to say that everyone with bad credit is a fraudster, just that fraudsters tend to have bad credit.
Interestingly enough, this holds true for commercial insurance as well as personal.
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Even more than that, how you handle credit demonstrates how you handle things in general. It is used in all insurance coverage - life, medical and home owners.