Quote:
Originally Posted by flstf
I read most of Hillary's plan on her web site. From what I can tell she wants to force everyone to purchase insurance from either a private company or a plan offered by the government. Insurance companies would not be allowed to charge more based on age, pre-conditions or anything else that might be perceived as higher risk.
As an example (I'm just guessing here) someone over 55 who is paying $1000 per month and someone under 25 who is paying $200 per month would now be paying the same. I guess the result would be something like $600 per month for both. There would be government subsidies for those who can't afford it.
On the surface this looks like a good deal for the old and/or unhealthy and a bad deal for the young and/or healthy. I guess bringing in all the young and healthy currently uninsured people might keep the rates somewhat lower than now? I still don't understand the monetary logic of her and Obama's plan of keeping the insurance companies in the loop.
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I think, given the aging pop, the numbers for the final rate might be higher then $600.
I'm not so sure there is a good solution to US health care. I recently read an article about Nixon and Henry J. Kaiser regarding the history of the HMO act of 1973. Granted I haven't done a lot of research on this subject but it seems to me that starting with the passage of that act we started down the wrong road regarding health care in the US. We've been going down that road for 35 years now. An awful lot of damage has been done and undoing it will not be easy, IMO.