Quote:
|
Originally Posted by dc_dux
pr0f3n...I thnk the conservative free market approach to cost containment is for heatlh insurers to provide bonues to their executives who can drop the most customers from coverage:
|
I hate to defend the insurance companies in this but what action do you think they should take when someone lies on their application? Until we have something like universal health care these are for profit companies who contribute to our polititians to maintain the status quo. They do not want to insure people who already have health problems or are over weight or smoke etc.. in order to keep profits high and/or premiums lower for subscribers. Sometimes you can get insurance with pre-conditions but they will charge a lot more.
Quote:
Health Net contended that Bates failed to disclose a heart problem and shaved about 35 pounds off her weight on her application. Had it known her true weight or that she had been screened for a heart condition related to her use of the diet drug combination known as fen-phen, it would not have covered her in the first place, the company said.
"The case was rescinded based on inaccurate information on the individual's application," Health Net spokesman Brad Kieffer said.
|