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Old 01-20-2008, 01:45 AM   #46 (permalink)
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Here is data anticipating most taxes in order to attempt as close a comparison to what our experience in the US is, as far as federal, state. and local taxes:

http://www.taxtips.ca/tax_rates.htm

The tax rates increase as income increases. However, the increased rate only applies to the increased income. For instance, the lowest federal tax rate is 15% (in 2007) for income of up to $37,178. The next rate is 22% for income over $37,178 up to $74,357. A person earning $60,000 would pay the 15% rate on the first $37,178, and 22% on the remaining income.

...in addtion, on a $70,000 pre-tax annual income, a provincial tax, ranging from $4,400 in BC
to $9,200 in Quebec is also levied.

http://www.taxtips.ca/pst/pstrates.htm
Sales taxes range from zero in Alberta to 13 percent in Nova Scotia...

http://en.wikipedia.org/wiki/Sales_taxes_in_Canada
Sales taxes in Canada
From Wikipedia, the free encyclopedia
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In Canada there are three types of sales taxes: provincial sales taxes or PST, the federal Goods and Services Tax or GST, and the Harmonized Sales Tax or HST.

Every province except Alberta implements a Provincial Sales Tax or the Harmonized Sales Tax. The Yukon Territory, Northwest Territories and Nunavut do not have any type of regional sales tax. The federal GST rate is 5% effective January 1, 2008.


[edit] Harmonized Sales Tax
Main article: Harmonized Sales Tax
The Harmonized Sales Tax (HST) is used in certain provinces to combine the federal Goods and Services Tax (GST) and the Provincial Sales Tax (PST) into a single, blended, sales tax. Currently, there is a 13% HST in the provinces of New Brunswick, Newfoundland, and Nova Scotia. The HST is collected by the Canada Revenue Agency, which then remits the appropriate amounts to the participating provinces.


[edit] Provincial Sales Taxes
Separate Provincial Sales Taxes (PST) are collected in the provinces of British Columbia, Saskatchewan, Manitoba, Ontario, Quebec, and Prince Edward Island. Goods to which the tax is applied varies by province, as does the rate. Moreover, for those provinces whose provincial sales tax is applied to the combined cost and GST, provincial revenues decline or increase with respective changes in the GST.


Quote:
http://realtytimes.com/rtpages/20040129_proptax.htm
Published: January 29, 2004

Toronto, Grande Prairie Have Canada's Most Expensive Property Tax And Utility Charges
by Jim Adair

...The survey, by Edmonton chief economist Jong Huang, is conducted annually "to assess the relative burden on Edmonton homeowners," says the report. It uses a sample home for the survey that is representative of the largest number of houses in the Edmonton Region -- a home described as "25 to 30 years old, a single-detached, three-bedroom bungalow, with a main floor area of 1,200 square feet, having a double-car garage and finished full basement, on a 6,000-square-foot lot in an average neighbourhood of the city."

Using this example, the lowest property taxes in the country, based on 2003 figures, are in Medicine Hat, Alta., at $1,409. The highest taxes are in Montreal at $2,887. But Montreal finances utilities such as water, sewer and garbage collection through its property taxes, so when residential utility charges are calculated, Montreal is the cheapest in the country, while Grande Prairie, Alta. is the most expensive. The Alberta city has the highest power charges of all the cities surveyed.

When the average property tax of all single-detached homes is calculated, Toronto homeowners pay the most at $3,473, followed by Ottawa at $3,263. Homeowners in St. John's, Nfld. pay the smallest average property tax at $1,270.

Only 16 cities provided information to calculate the median property tax rates, the number at which half pay more and half pay less. Medicine Hat came in with the lowest rate at $1,315, while Ottawa had the highest median tax rate at $2,980.

The survey also compared the cities in terms of total property taxes per person. In this calculation, Vancouver has the lowest total property tax per person at $734, followed by St. John's at $742 and Medicine Hat at $796. Toronto has the highest tax per person at $1,886, followed by Victoria at $1,660 and Ottawa at $1,605.

Huang says Edmonton's total property tax for the sample single-detached house was 18 per cent lower than the Canadian average of $2,066 in 2003. The total annual utility charge of $1,919 in Edmonton was 32 per cent higher than the Canadian average of $1,452 -- again, largely due to high hydro costs. Some western cities such as Edmonton, Calgary, and Surrey, B.C. also have a land drainage levy in addition to other utility charges.....
When I was a business owner, as recently as in 1997, the cost of providing group medical insurance (an HMO style plan with an "in network" list of medical providers to chose from, with minimun copays for doctors visits, primary physician approval was necessary to access covered visits to specialists, except for gynecological services.)....we elected to pay the total cost as a benefit to our employees, and family coverage was $450 per month, and the annual cost to our "C" corp was $50,000.00. New hires were eligible for coverage, with no pre-condition exclusion, on the 31st day of employment,

A small business, structured as a "C" corp, can fully deduct the cost of providing employee medical benefits, including coverage of majority stockholders, with an active role in operating the business.

We also paid annual wokers comp.insurance premiums of $20,000. Most of that coverage is insurance protection for medical treatment of on the job injuries, so it should cost much less in a country with a single payer system.

Ustwo, with the cost of providing group employee benefits today, either you're offering a lesser plan, do not offer employer paid family benefits, or if you are, you're requiring a sizeable employee payroll deduction as a condition of paying your employer portion of family coverage.

Fifteen years ago, we were excited about the potential of the reforms espoused by Hillary Clinton, lessening the burden to our business of employing family medical coverage. Our expense was running at nearly three percent of our business's gross revenue.

I cannot fathom how, if you're paying for most of your staff's family coverage, as well as your own, you could be opposed to reform. We have a broken system, just in the misplaced expense and busy work of finding who pays.... a bill for medical treatment.... a worker's comp or auto insurance carrier, the patient, medicare or medicaid, or a private medical insurer, and then the issue of eligibility for medicaid paid long term nursing home care, "look backs" related to attempts of the elederly and heirs to "shelter" inheritance that rightfully, should be sold to provide care before becoming medicaid eligible, or assets that should be surrendered to medicaid, in exchange for it's coverage, instead of illegally sheltered , Huge numbers of uninsured, yet the highest average cost per patient for care in the world, wihout being even in the top ten of highly rated medical care environments.

Last edited by host; 01-20-2008 at 01:52 AM..
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