Car insurance:
So I have insurance with USAA, and so did the person that I got into the accident with. we backed up into each other. we were considered 50% fault.
So at the end i guess they called it 50% fault. they said there is no such thing as NO FAULT.
so ok thats fine. I paid my deductible. ($500) for the total damage on mine to equal about $1400. the other person was about $1500.
so my insurance has been $140/mo and then with this accident after then, they are charging me about $383!!!
is this protocol? what are the steps to choosing how much i pay. now have you, this is my first accident ever!!!!
I am single male, 24yrs old, and first accident
I mean come on.
someone in insurance help me out here. how can i get them to lower it. i mean in 6 months, i almost pay for both accidents, and technically its not my fault. she ran me. they just chose %50 fault. I had pictures to show that I was out further than her.
im heated!
I am thinking about dumping them and going to state farm. I know I can get a better rate with ONE accident. Has this happened to anyone? one accident and they pay a bunch for it?
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