Do you have a good banking relationship?
It may be worthwhile to request a personal loan or line of credit to consolidate those cards into one payment. I'm assuming
you have more than one card balance since you can only afford to make minimum payments. If you sunk the amount of those payments into one lumpsum bill at a much lower interest rate, you'd have hope of paying it off.
I'd urge you to do all you can not to file for bankruptcy. I did so many moons ago and it took over 10 years to get it erased from my credit, and another 2 or 3 years to earn back to my prior pretty credit scores.