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You may be able to convince them to "total" the car.
A woman was parking facing my car in a lot, hit the gas pedal in lieu of the brake. The impact sent my car about 30 yards down the parking lot. The initial inspection only paid for my front bumper damage. But when I took it to the shop and told them what happened, they called the insurance company and advised them of power train (? is that the right term?) damage. This was about 10 - 15 years ago, but I imagine replacing the power train would still be too pricey to warrant the repair.
I ended up with a brand new car.
It's worth a shot, though, don't you think?
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