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Originally Posted by dc_dux
Cynthetiq.....that seems very short-sighted to me, but I hope you never leave your current place of employment... or your current employer is not like most and increases the employees share of premiums by 7-10% every year.... or you have a family member who with a pre-existing condition and your employer suddenly changes providers (to save money) to a provider that wont cover you.
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I have left my employer before. I was even laid off twice.
But the choices were simple, my wife signed up for her plan. So long as there is no break in coverage, no pre-existing condition exists. I recently changed plans but not providers, my costs increased slightly since the company I worked for was 50,000 employees worldwide to only 10,000.
My employers have changed providers, and increases are passed on, this year it was 4% of the previous year premiums, to which many ignorant people said, "But I only got a 3% increase how can you allow it to be raised by 4%, 4% is more than 3%." They don't know how to do math when the increase is to the premium has NOTHING to do with the increase in the salary, but it's a good number to point at and demonize the system.
Had I to go on COBRA during the times I was laid off, it would have been expensive. That's okay with me. I don't NEED 125 cable channels with HBO, Showtime, Starz, and Encore. I don't NEED a cellphone. I don't NEED high speed internet. I don't NEED to own a car in a city with good public transportation, in fact on a nice day I can walk to work if I choose.
I have NEVER heard of a company changing providers that exclude members of their full time employment. If that's the case for some places, then so be it. I'll move to an employer that does provide me coverage.
Sorry, scare tactics are not something that I care to debate. Talk to me about facts.
I NEED to take care of my health. Those things *I* need to take care of, *NOT* the Federal government.
So far, the Icelandic government seems to be in debt covering it's 300,000 citizens, 175,000 of which live in Reykjavik which is where this $18M debt is being described as originating.
Seems to me like it doesn't work as advertised or touted. I don't want to buy a pig in a poke, and I'm definitely not interested in being sold a bill of goods.
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