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Is it easy to cancel a term life policy before the period of the policy is up?
For example, my fiance and I just got a term life policy for a 20 year period and I was denied coverage for some reason not stated in the notification (I'm sure it was because of my weight, the person that sold us the policy thought it would be fine because I'd just had a checkup with my doctor and my bp/cholesteral, etc. were fine plus I had been gradually losing weight for the last 1 year+) but my fiance was fine. Since we had purchased a policy together can we cancel this and search for someone that may assume liability for my coverage?
Can I just call the agent and cancel the policy?
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