so so far the living beneath your means thing is fairly good advice in theory.
problem is, that will have to wait, because right now I make nothing in the way of flexible income. I get almost exactly enough to get by where I live, which is kind of sad when you factor in that my rent is a mere 200$
I have 500$ in an INGdirect account actually, thanks to snowy's advice
not much but it will serve it's purpose in time I'm sure.
I have a 2 year contract I just started with verizon, and for me, a cell is a necessity, employers need to be able to reach me, and a land line would be a waste of money because I dont spend that much time at home wherever I live anyway. living life isnt done from the bedroom.
"id rather be working right now" is generally my mindset, i'm kind of a workaholic lately, maybe it's just another form of escapism to me since I quit playing computer games and the like.
maybe I won't "need" a car when I move into an area with public transit like Seattle/Renton as I'm planning on doing, but when you live in a spread out small town and have a delivery job that requires a car, then well, you need a car.
but yeah I could be saving the 300$ a month in payments and insurance if I didn't have that car huh?
but then factor in the cost of a transit pass and i'm prolly looking at 250 in savings.
I dunno though at this point I'm just probably going to aim for paying it off.
I don't have any credit cards so, no worries there.
right now, a lot of the good advice in this thread would simply cripple me though. (though I agree with the video game/movie etc stuff, I don't need it)
once I get moved and get a new job, things should look alright
