Cynthetiq

1. live below your means.

this means your outgo must be much less than your income.

but how can that be? i need cable, i need a cellphone, a new computer, latest video game, i need a car, etc.

no, you don't need anything but food and shelter.

2. pay yourself first.
put some savings away even if it is $5 a week. it is still more than 0. Each time you wnat to buy something you can think of, well I could have this really cool thing now which later I'll still want something hotter and newer, or I can just save it and buy a bigger ticket item or improve myself financially

I love video games, I don't own a 360, PSP, PS2, PS3, Game Cube, Wii, DS. Had I purchase all of those I'd have spent over $2,500 in consoles, games, and accessories. That is $2,500 more in my savings account that when my boss says "Jump!" I say,"Maybe I'll jump. Give me a minute to think about it."

take a step back so that you can take a leap forward.

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