Shauk

K so i'm 28, still renting (throwing my money away) and the only bill i have that isn't just "throwing money away" would probably be my car payment since it's an investment. It's still going to depreciate though, as much as I love this car.


I just feel like I'm doing something horribly wrong, and I feel like i'm starting much much too late when it comes to worrying about how to manage my money. I just gotta say I'm tired of the the paycheck to paycheck, job to job in positions that garner no respect whatsoever and basically being a public servant to be the face of some other moneybags kind of person.



So I mean, I guess this is a pretty vague topic, but I know nothing of the things like stock markets, banking options past a checking account or a savings account. My credit pretty much sucks due to not being prepared for the worst when I got my 1st credit card. Trusted my mother of all people by buying a computer for her as long as she'd make the payments. But she didnt. and on top of that, i got laid off shortly after and was on unemployment and changed addresses about 10 times that year trying to find work.

I just feel like I haven't really grown financially, in fact it just feels like things cost more and more money and i'm making less and less.

This partially is the reason I'm ready to bolt and get the hell out of Idaho, When I lived in WA last time I was able to live comfortably at least ya know? but yeah, now, not so much.


So meanwhile, while I finalize a decision on my schooling so I can get a better paying job that I can support my future with, what would you advise me to try and do in the mean time to maximize my potential with what little money I am making now?

if you need more information, feel free to ask.

I don't own a home, I'd like to. I don't make enough money though. seems like alot of people my age are in a house of their own by now so again, I just feel like I'm missing something crucial here...