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Originally Posted by willravel
Pay the amount in full directly to the card company as soon as physically possible. The collectors make nothing, and you're scott free.
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Most likely, as Shesus said, this account was sold to a collection agent, and the original card company has already written it off as bad debt. Also, most credit card companies have their own in-house means of collection, and selling the debt is the last resort to squeak some blood out of a turnip. It is very unlikely that he can just pay up to the original CC company and clear it up. He will most likely have to find a way of dealing with the collection agent.
No legal advice here. Sorry, good luck with it.....