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Simple. At GameStop, simply ask to see the disc, before you buy it. If it looks scratched and/or scuffed, ask the sales clerk if the store has another used copy of that game. (They usually do.)
Anyway, GameStop gives you a 30-day period to exchange a used game if it proves un-playable due to a scratch or scuff on the disc. Why, they even give you a 7-day period to return a used game for a different one, if you simply didn't like it.
When it comes to buying used video games, I'd much rather deal with GameStop, than some seller via e-bay.
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