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Sure. Planned for is different to prevention though.
I know that I could be diagnosed with a painful and chronic disease tomorrow, this doesn't mean that I can do much about it. Likewise I could be in a car accident and have permanent damage from it.
Don't fool yourself. Most of us are lucky. The reality of life for many people is hardship. Many people have poor health or dependents who have poor health.
If you question this... look at MS, look at Huntington's disease, look at cancer. Sick people and their carers are hidden in hospitals, in nursing homes and in family houses. We don't see them at work, restaurants or such - they cannot attend.
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