Cougar attacks are nothing to be paranoid about. They're real. See the book Beast in the Garden by David Baron. In that book, there is a story of one shot from .38 dispatching a cougar. I think accessibility and accuracy are what you would need and a .38 snub revolver would be fine. Use +P if you think you need more juice. Cougars attack the head and neck. So a helmet would help if you are biking for more reasons than one. Key is: access to gun. Don't go for a body shot; if you can, brain or spine. If they are on you and you can't get to your gun, jab their eyes. They have habituated to humans so often it's not just an ambush attack but a straight frontal approach. They see us a harmless and defenseless. Popping a few over its head might de-habituate it and preserve a magnificent animal. But if it does not run, plug it. They do kill humans and until they know we are a hard target, they will continue to.
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