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I used to talk to drivers about this all the time when I lived in NY. Basically, you can make decent money driving someone else's medallion. If you own a medallion, you'll be working hard to get by if you are the only one driving the vehicle. For that reason, some people get a medallion and a vehicle and drive it for a shift, and then let someone else rent it from them for a shift. That way the medallion earns while the owner is sleeping.
Make enough money there and you can get a second medallion and vehicle, which can work 2 shifts while you do other stuff. It's the only way to get ahead, and it takes both time and discipline. On the other hand, the system is straightforward...
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Cogito ergo spud -- I think, therefore I yam
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