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Originally Posted by thingstodo
And pay a lot more on your credit card than the minumum due. 18% interest is vig in many places and you'll never get out fo debt paying vig and the minumum. That's how credit card companies stay in business - just like the mafia once did.
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Depending by how much you mean by "a lot more," this could actually be bad advice. Certain credit cards charge a fee if users maintain a high POSITIVE balance on their credit card .
As others have mentioned, list out what you spend so you can see where all your money is going. I started doing that in University simply because it's good practice. I make next to nothing each month (only a minor part time job) but I almost always come in saving a lot of money and overall i've saved closer to 30-40% of what i've made over these couple of years.
You'd be surprised where your money goes. After a couple of months I realized that I was eating out way too much.