Money Management Skills
Hey Guys/Girls
Have been a terribly long time lurker on TFP. It is time i put a question out there as it's becoming apparent I'm not going to get out of the financial hole I am in.
Basically I have no money management skills, I'm practically living pay to pay and when important stuff arises (medical, veterinary, mechanic etc) I do not have the capital to pay for it.
I'm not horribly in debt, I have a 20 something thousand loan and a credit card with a 2k limit.
I earn money in the 50-60k bracket a year so its certainly not a problem wage wise.
I'm paying more than the default amount on the loan, credit card is going no where at the moment.
I just keep finding that I manage to spend all the money each fortnight.
What are some simple things i can do to improve my situation?
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