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Tilted Cat Head
Administrator
Location: Manhattan, NY
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Quote:
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Originally Posted by willravel
Any time, buddy!
Pumpkins aren't tubers! They're of the genus Cucurbita! I'm so confused!
Watching MM, you have to get used to the fact that some of the information is cherry picked. I still think that all of his overall messages have been totally correct, though.
No one pays for motorists who are uninsured. If they are involved in an accident, you have one of two outcomes: the uninsured are not at fault and the insured pay for damages or the uninsured is at fault and is usually sued. We don't have a system where everyone covers the uninsured necessarily. My dad used to own a landscaping business here in CA, and one of his workers wreaked one of his work trucks. He wasn't insured to be driving the vehicle, so he had to work to pay back the damage.
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I'm sorry but you have to be flat out wrong, otherwise there wouldn't be a jillion google pages of California lawyers touting Uninsured Motorists Cases.
I recall having to pay a subset premium for it when I was living in California. I understand that it is not required for the minimum financial liabilty laws.
Quote:
WHAT IS UNINSURED MOTORIST COVERAGE?
Uninsured (including underinsured) motorist coverage is a part of almost every automobile policy sold in California. Your uninsured motorist coverage is designed to compensate you for a loss which you sustain, and which is caused by a driver who is uninsured, or inadequately insured.
Your insurance company is required by law to include uninsured motorist coverage as part of every automobile policy written, unless you specifically decline it, in writing. Coverage is usually designated on the face page of your automobile insurance policy by the letter or letters "U" or "UM".
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__________________
I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
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