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-Ever- · 06-21-2007, 04:57 PM

I just wrote up such an elegant post and managed to close the browser tab. Grr!

In a nutshell, my recently-turned 25 year old girlfriend has become proactive with her health and has asked me to do some research on medical and dental insurance for her since I'm the researcher of the house

I'd love to hear a technical breakdown of the two insurances, something along the lines of "For dental, there's PPO and HMO." Next, I'd like to hear what each insurance generally offers and doesn't offer so I can help her make a better decision based on intelligent, well-informed choices. Don't be afraid to get general in what's usually covered or not covered. Does it cover the general practitioner? The dermatologist? The MRI if she hurts her wrist? Her meds if she needs antibiotics? The ER room if she's ill? Again, I'm new and quite humble

Then, I'd love to hear some real-life examples, recommendations, and recommendations against certain providers. I understand that the world of insurance is quite abstract in that it's very case-by-case, but maybe if I can gather enough recommendations towards or against certain well-known providers, I can further make a better decision with a smaller pool of choices.

Some general information about her. 25 years old. Works full time for a wholesale florist, where she's supposed to be med-insurance covered with Kaiser but they're really lacking in their submissions. She wants some dental work done as she was neglected general dental care while growing up. She'd be paying for an individual plan. We live in Southern California.

Thanks for any advice, it's truly appreciated.

06-21-2007, 04:57 PM	#1 (permalink)
-Ever- Junkie Location: San Francisco	New to insurances (medical/dental) I just wrote up such an elegant post and managed to close the browser tab. Grr! In a nutshell, my recently-turned 25 year old girlfriend has become proactive with her health and has asked me to do some research on medical and dental insurance for her since I'm the researcher of the house I'd love to hear a technical breakdown of the two insurances, something along the lines of "For dental, there's PPO and HMO." Next, I'd like to hear what each insurance generally offers and doesn't offer so I can help her make a better decision based on intelligent, well-informed choices. Don't be afraid to get general in what's usually covered or not covered. Does it cover the general practitioner? The dermatologist? The MRI if she hurts her wrist? Her meds if she needs antibiotics? The ER room if she's ill? Again, I'm new and quite humble Then, I'd love to hear some real-life examples, recommendations, and recommendations against certain providers. I understand that the world of insurance is quite abstract in that it's very case-by-case, but maybe if I can gather enough recommendations towards or against certain well-known providers, I can further make a better decision with a smaller pool of choices. Some general information about her. 25 years old. Works full time for a wholesale florist, where she's supposed to be med-insurance covered with Kaiser but they're really lacking in their submissions. She wants some dental work done as she was neglected general dental care while growing up. She'd be paying for an individual plan. We live in Southern California. Thanks for any advice, it's truly appreciated. __________________ Embracing the goddess energy within yourselves will bring all of you to a new understanding and valuing of life. A vision that inspires you to live and love on planet Earth. Like a priceless jewel buried in dark layers of soil and stone, Earth radiates her brilliant beauty into the caverns of space and time. Perhaps you are aware of those who watch over your home And experience of this place to visit and play with reality. You are becoming aware of yourself as a gamemaster... --Acknowledge your weaknesses-- Last edited by -Ever-; 06-21-2007 at 05:00 PM..