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Originally Posted by JinnKai
Well, that actually makes your credit card invalid for ALL purchases. Has to be signed to be legitimate.. "SEE ID" is not enough.
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I was curious enough about this to hijack the thread, because I use "Ask for ID" on all my cards. My signature is nothing close to consistent (not that people ever look at it anyway). It turns out it you are technically correct, but none of their policies make sense. Visa has a nonsensical section in their "Merchants" section:
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If the card has a “See ID” in place of a signature…
1. Request a signature. Ask the cardholder to sign the card and provide current government identification, such as a driver's license or passport (if local law permits).
2. Check the signature. Be sure that the signature on the card matches the one on the transaction receipt and the additional identification.
If the signatures appear reasonably the same and the authorization request is approved, go ahead and complete the transaction.
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So if my card says "See ID" I should sign the card and then you should see if my signature on the card matches the one on the receipt? GOOD PLAN. Because it's sure as hell not going to match the signature on my driver's license. I had to sign that on an electronic pad -- does anyone signature look the same on an actual surface as it does when signing a pad?
It seems like they suggest if you want to do this you should sign it and ALSO put "Check ID" on the card, because then you enter the agreement and also get that 10% of clerks who actually look at the card to check your ID. But the bottom line is this: we need a better way to prove identity than signatures. We need something like thumbprint ID, and that requires all Americans to register, and a lot of people hate that.
We now return you to your regularly scheduled programming. debaser, you stuck it to the man. Well done. And don't go back there.
