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Call me a simpleton but I think if you stopped smoking (3) $20's and a $10 each week you'd have a simple quick fix for your cash flow problem.
Instead of buying smokes this coming weekend just put a stack of currency in an ash tray and burn it. You'll end up healthier for the bargain. When you get sick of doing that you will have $70 flow to the bottom line a week. Then in a year or so your health insurance cost will go down too and you'll really have it made.
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