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Call your insurance company and put them on notice. Tell them that nothing will probably come of it and they don't need to do anything at this time other than create a record of it. You want that record in place just in case this spins out of your control and goes to court. If that happens and you haven't reported it, you're technically in violation of the insurance contract and they don't have to either defend you or pay the claim.
My guess is that even the mechanics here won't be able to tell you much without seeing the actual damage and/or taking the parts off to see what else is damaged.
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"They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety." - B. Franklin
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