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I don't own a home and won't be able to get into the market any time soon either but I was discussing it with a friend the other day and she mentioned a charity that helps out first time home buyers by giving them the down payment for the home. I guess it's part of the effort to get people buying homes. I can't for the life of me remember the name but it sounds like it might be something to look into. Maybe someone else knows what I'm talking about.
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My life is one of those 'you had to be there' jokes.
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