I lived on St Thomas for 6 months a couple of years ago.
I had a great time as a local, got to know some cool poeple, but I would definitely not recommend it as a holiday destination.
It seems like the whole place is set up to service the cruise ships - sometimes 5 or more at one time. The whole St Amalie area just clogs with traffic.
It's actually quite highly developed, not a 'tropical fantasy island' at all. Megan's Beach is pretty damn beautiful, but it's 100% sand so the snorkeling is poor. Better for me was Hull Bay, just round the headland, sand and reef - plenty of turtles.
St Kitts is a much nicer place. BVI is nicer than both!
(My first post!)
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