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Originally Posted by sky_driver
I am in a battle with my health insurance company over them not paying a claim. I was told one thing several months ago by them when I was deciding on which plan to choose and now I am being told somethng else and they do not want to pay the claim. It is only $700 but it is the principle about the matter.
I am so pissed that I want to reserve the website "such and such " InsuranceSucks.com
I checked it, and it is available. I don't know what I would do with the site except maybe make it a forum for other disgruntled clients.
I just want other's thoughts on this. Should I just say fuck it, or should I at least make a stand.
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Recently I read about how the hirings at medical insurance companies doubled, and the author argued that most of those hired were dedicated to screening and rejecting claims. I recently read in Money Magazine that industry average for initial claims denial is around 15% and my insurer United Healthcare has around 30% initial denial rate.
I recently switched from an HMO to high deductible medical insurance. Although the premiums went down greatly, there is a great increase in the number of calls we have to make and number of letters we have mail. They also (conveniently for them) lose paperwork time to time so that we have to be careful about keeping copies of bills and keeping parallel accounting ourselves. We are probably going back to the warm embrace of our regional HMO next year.
Please don't let them cheat you. Don't let them win. Stay and fight!