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Originally Posted by Ourcrazymodern?
Insurance has always been a scam. Think of the "mob".
Unfortunately, we're all so attached to money, we'll continue handing it over to those who supposedly protect us.
Make a stand, if you dare.
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And again - you don't know what you're talking about. Insurance has never been a "scam". Perhaps you don't understand it, but it is absolutely necessary and has been for the last 100 years.
Then again, perhaps you're wealthy enough to be able to afford to rebuild your home if it burns down or pay $1M to the parents of a child that you hit with your car.
Back on topic - the state commissioner could be a good idea, but you need to be prepared to document your argument pretty well. I don't deal with health insurance at all, but I do a whole lot of casualty insurance (third party claims). If I can help, let me know, but unless the department of insurance can help, your best bet is a lawyer that will cost you more than the $700.