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Your statement about being "house poor" for a few months gives me the opportunity to pass on a bit of advice from my father: if you can borrow a few more thousand to make the transition easier on your part, do so. You will generally make back the extra money you borrowed with appreciation easily, and/or sweat equity improvements. Then you have extra cash on hand in case of emergency. There are a lot of things that come up while moving into a new place that people don't really think about, and it's always good to have some wiggle room.
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If I am not better, at least I am different. --Jean-Jacques Rousseau
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