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Old 04-19-2007, 03:32 AM   #17 (permalink)
The_Jazz
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No, everyone in a group health plan is supposed to pay the same rate. That's really the point of it, and honestly it's why it's sometimes better to work for a bigger company - you'll pay less. One reason is that many large employers tend to self-insure the first portion of the claims and buy coverage for anything that gets over a certain amount.

The questions on health forms are usually to make sure that the employer/insurance company aren't picking up prior conditions, like if you have a bad back or cancer. In those kinds of cases, it usually becomes a battle over who's going to pay, unfortunately.
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