|
Agreed with ubertuber: I don't think that we'll see a mass exodus of 'healthy' individuals from health insurance. Accidents make up a very significant portion of unexpected healthcare costs, and people are still going to want coverage for those.
I do think that The_Jazz may be onto a possible long-term trajectory. The new availability of more 'perfect' information in a market that has survived on uncertainty will lead businesses to practice more perfect price discrimination, an outcome that I think society will find morally unsustainable - those who most need healthcare will have the hardest time getting it (on a scale that dwarfs any similar effect in our current system), and the system will be forced to respond. One response would be to eliminate price discrimination altogether - from there it's not a large leap to a single-payer universal healthcare system.
|