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fistf, I agree with you up to the idiot point - I'd link to some fool skateboarding off a building or some other similarly stupid stunt, but I don't have the energy.
The problem with using the genome method is that it won't be useful in group policies, which is by far the most popular form of health insurance. It's impractical from a legal standpoint for insurers to pick and choose who they'll accept within an employer's talent pool. If it started to happen, the states would make it illegal pretty damn fast.
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"They that can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety." - B. Franklin
"There ought to be limits to freedom." - George W. Bush
"We have met the enemy and he is us." - Pogo
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