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I think medical insurance companies should be able to charge genetically superior people less if they can show that they have less claims as a group. I also think universal healthcare is inevitable simply because the cost is so high and rising for everybody.
But until then the human genome may turn out to be an excellent way to predict costs. As long as healthcare insurance is a "for profit" business, they should be able to use this tool along with age, race, sex, lifestyle choices, etc..
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