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One thing (other than the PM I sent). If you do end up negotiating in the showroom, try to keep them from talking about financing for as long as possible. Negotiate the price of the car - let them think that you have outside financing (or even better, really have it!). Once you have the car at the price you want, let them try to beat the loan you already have.
Lots of dealers will start monkeying with financing to lower the monthly cost of the car - which does nothing in your favor regarding the total amount your paying for it. Keep these issues separate.
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Cogito ergo spud -- I think, therefore I yam
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