Thanks for the reply Cynthetiq, My Ex wife doesnt pay child support and she was not on the mortgage , I have actually thought about re-financing but with the end goal of getting out of this house
(its a real downer to live in the house where your dreams were first made and then destroyed)
I have a 401k that I can borrow from to make a downpayment, and one friend suggested that i actually look at new houses I want apply for a loan and when the debt to income ratio comes to play just say that I rent this house out for 100 bucks more than what I pay on it (even if I am not doing so) and if I get the home then move in and call the GreenTree and say hey I cant pay for this come get it,It would trash my credit im sure but then again if I have a house and a car what more do i need credit for? Other than to get more loans that get me deeper in debt
