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How do you receive points with no ticket? Also, the insurance company isn't going to fight the city over $100, they'll just let you foot the bill with higher premiums. Five year old ties are getting a little old at that point and if you had a flat, theoretically, you should have been able to control your vehicle.
Bottom line: I think you're just stuck with higher rates for three years. Insurance companies look for any excuse to raise your rates!!
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Stangers have the best candy.
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