I'd reccomend looking at used cameras and ones off ebay and such. You can probably find something better than what you're looking for but for the same price. At least this is how I go about looking for lenses.
I am also an avid Nikon fan so of course I am going to say the D50 is better. I just like the way they work. Realistically the thing about the auto focus points shouldn't matter if you are trying to become a photographer because you should be using manual modes more often. Nikon also makes very high quality lenses. Which I can attest to since I use different brands of lenses.
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