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right now, I'm 22, and going to school. however unlike most people my age, I'm a saver. i have no debt. my savings can cover my expenses for about 2 years. i try to put 10% aside every month, which floats into my checking account, into my savings account and then into my investment portfolio. i have a Roth IRA, but i focus mostly on the stock market, i have time to make mistakes. i hope to retire by the time I'm 50.
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