Originally Posted by Hektore

I have a question for everyone who wants to pay of X debt and invest the rest. Why not invest it all and pay off your debts over time? I know you pay more money that way, but you also have more money invested, which in theory means greater returns, faster increases in total wealth (if your investments pay off), and a greater inheritence for any potential offspring. I think that investing it all might pay off bigger over time, so I would hopefully be able to keep my sanity enough to go that route.