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Obviously, I don't know what all your expenses are... but you give the impression that they are rather inflexible. However, just remember that at some point you made a choice to take on each and every one of them. If you're serious about getting your degree and working towards reaching your potential, I think that is awesome and I find it very admirable. However, you seem to be looking for a solution that won't require sacrificing anything... and a lot of times, that kind of solution just doesn't exist.
You need to ask yourself just how badly you want this and just what you're willing to give up in order to get it. Sometimes we have to give up something good in order to get something great.
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"Tie yourself to your limitless potential, rather than your limiting past."
"Every man I meet is my superior in some way. In that, I learn of him."
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