Oh gosh sweetie *hug*
this can be really scary, but chances of Cancer in women our age is very rare.
I've found two lumps in my breast, the first one I had removed last year, on my right breast, just to the right of the nipple like what you've found, it was a benign cyst that really was causing pain and was very hard.
I found a second lump in October, saw a specialist, same deal. I'm having surgery to remove it in a couple weeks. Sometimes, benign lumps can be very painful, but that doesn't mean they are cancer.
Normally, the best course of action is to have these lumps removed through surgical procedures that vary. Mine was a little bit different than Shani's surgery. They wouldn't let me be awake during my surgery, it depends how deep inside the tissue the lump is I assume. But I want you to know, even if they have to put you to sleep for an hour or so, it's not a big deal and you'll wake up feeling just fine minus a painful lump
*BIG HUG*
It's a scary thing though, to find any kind of lump in the breast. Try to remain calm
keep us updated.
sweetpea