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As someone who sells cars that rate is pretty good for a 72 month loan. Unless you have absolutely perfect credit you probably won't be able to do any better at the dealership or a public bank. Credit unions almost always have the lowest rates.
There are some financing deals on cars right now but they tend to be only on very short term loans. I think GM's deal right now is 7.9 for 72 months on most vehicles.
While it is always better financially to get shorter loans you might not be able to afford the car you want if you went four years. If you plan on keeping the car a long time anyway its not a problem.
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The Man in Black fled across the desert and the Gunslinger followed.
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