Track an index. Find a means of tracking an index with the lowest load possible.
Load is the fees that mutual funds and other fancy investment methods charge in exchange for handling your money. You want a load of 1% or less -- less is better.
The idea is you can't afford to buy the really smart advisors, you aren't an investing genius -- so the best thing you can do to boost your average returns is to minimize how much money is wasted, and make sure you have some breadth to your investments.
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Last edited by JHVH : 10-29-4004 BC at 09:00 PM. Reason: Time for a rest.
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