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It would help if you let us know the kind of returns your used to.
Mutual funds are generally bad news to begin with because there are so many ways that fund managers hit up their clients with fees without it being fully disclosed. And there are also vested interests that encourage managers to suggest funds that earn them more money. How is that good for the client? And never believe advertised/promised returns, these are usually inflated and unachievable. You are right; actively managed funds almost never beat the market. Most managers don't even hit their promised targets, even the hotshots. (i.e. they are constantly being paid big money to be wrong.)
ETFs would be the way to go if you are looking to avoid some fees. But make sure you still do your research. Read some recently published books that focus on ETFs specifically if you want a good picture.
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Knowing that death is certain and that the time of death is uncertain, what's the most important thing?
—Bhikkhuni Pema Chödrön
Humankind cannot bear very much reality.
—From "Burnt Norton," Four Quartets (1936), T. S. Eliot
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