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Host
Let's compare two people each making the same amount per year. One is given a $10K insurance benefit per year by their employer tax free while the other has to spend $10K for the same insurance with no deduction.
It does not seem fair to allow one whose insurance is provided by their employer to take a tax credit (or not have to claim the income at all) for the total cost and the one who has to buy their own insurance to not even be able to deduct the amount from their taxable income.
Why shouldn't these two people be treated the same as far as taxes and deductions are concerned? Shouldn't a person without employer provided insurance be given the same deduction or at least shoudn't they both be taxed the same? Those without employer provided insurance should not have to pay additional taxes simply because they have to buy their own insurance. The tax code should treat the cost of insurance the same whether an employer is providing it or the person has to buy their own.
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