I would tell myself to take some financial courses and learn how to manage money. But then again, that might be circumstantial. Maybe this hard point in life right now is building some awesome character traits that I wouldn't want to exchange.
Everything that has happened good, bad, or horrible has made me into who I am today. I wouldn't change anything except that one stupid mistake of spending my retirement money at 26 and having way too much debt...this part of life sucks. I think age 23 is where the financial trouble was born and now it's a 6 year old little bitch.
