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If you are going to be staying in backpacker places or hostels, don't bring the laptop. It won't be safe to leave behind. If you are staying in a half decent hotel you will likely be OK. Most hotels have in room safes. In fact, most hotels you can leave your stuff around your room and it is safe.
I say that as a business traveler rather than a budget traveler.
I wouldn't recommend walking around looking like a tourist and carrying expensive items or large amounts of cash. There are too many stories of muggings to risk it.
I like the idea of 2GB storage cards, iPods and cameras. All very portable. Also with regards to the banking thing, you can use your bank card just about anywhere, especially the airport, to withdraw money. It is a little more expensive (service fee of $5 to withdraw) but you get the money in the local currency.
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"My hands are on fire. Hands are on fire. Ain't got no more time for all you charlatans and liars."
- Old Man Luedecke
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