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thingstodo · 01-14-2007, 09:25 AM

Either way you have to make sacrifices. I did it the hard way on my own and I'm not certain to this day which would have been better. Fortunately, I didn't rack up a bunch of loan payments.

Consider:

- the $1,100 plus monthly expense mentioned here previously was the bare minimum, didn't include the cost of operating a vehicle and didn't consider the cost of unexpected expenses and things like clothing, illness, etc.
- student loans sound great now, just like the "buy now with no payments or interest for two years." Sooner or later you have to pay and you jknow you'll have other expenses by then. And forget about credit card debt. that's like being into the mob; you'll never get out!
- Students loans are killing former students these days and all you read about are students now out of college that can't afford to live on their own due to student loans; and the irony is that they move back in with their parents!!!!
- make a list of the downsides of living at home as well as the benefits. Be honest with yourself. That's an objective way to look at things. Perhaps even get someone rational to help you develop the list.
- if your parents drive you crazy make sure you're either in class, studying or working a PT job. That will limit the amount of time you have to be around them. And if they give you crap about coming in late just go back and look at your list.

When you live under someone else's roof you do have to live by their rules. It's just a fact of life. If you want to live under your own rules you have to pay the price and make the sacrifices to do that. Sometimes the sacrifice is to think long-term, gut it out and deal with the present. That's much better than paying the price after the good times!!

One thing for sure: making a decision about something like this from an emotional place is not a good thing. Having to eat crow later and beg your way back in would make the living at home thing even worse.

01-14-2007, 09:25 AM	#17 (permalink)
thingstodo A Storm Is Coming Location: The Great White North	Either way you have to make sacrifices. I did it the hard way on my own and I'm not certain to this day which would have been better. Fortunately, I didn't rack up a bunch of loan payments. Consider: - the $1,100 plus monthly expense mentioned here previously was the bare minimum, didn't include the cost of operating a vehicle and didn't consider the cost of unexpected expenses and things like clothing, illness, etc. - student loans sound great now, just like the "buy now with no payments or interest for two years." Sooner or later you have to pay and you jknow you'll have other expenses by then. And forget about credit card debt. that's like being into the mob; you'll never get out! - Students loans are killing former students these days and all you read about are students now out of college that can't afford to live on their own due to student loans; and the irony is that they move back in with their parents!!!! - make a list of the downsides of living at home as well as the benefits. Be honest with yourself. That's an objective way to look at things. Perhaps even get someone rational to help you develop the list. - if your parents drive you crazy make sure you're either in class, studying or working a PT job. That will limit the amount of time you have to be around them. And if they give you crap about coming in late just go back and look at your list. When you live under someone else's roof you do have to live by their rules. It's just a fact of life. If you want to live under your own rules you have to pay the price and make the sacrifices to do that. Sometimes the sacrifice is to think long-term, gut it out and deal with the present. That's much better than paying the price after the good times!! One thing for sure: making a decision about something like this from an emotional place is not a good thing. Having to eat crow later and beg your way back in would make the living at home thing even worse. __________________ If you're wringing your hands you can't roll up your shirt sleeves. Stangers have the best candy.